©2018 by Zach Pfeffer


Take 15 Minutes to Freeze Your Credit

February 6, 2018

This page lists the direct links to freeze your credit at Equifax, Experian and TransUnion and reviews setting up a freeze at each: Equifax and Experian are easy, TransUnion is harder.  It took me 15 minutes to freeze my credit, 7 of which were finding the links. I was able to freeze my credit for free at each firm.


Links to Freeze




Go to https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp to freeze it online.




Go to https://www.experian.com/ncaconline/freeze to freeze it online.




Call (888) 909-8872 and press 3. Enter your social security number, date of birth and the numeric part of your street address. If you call you _do not_ have to open an account.


You can try: https://freeze.transunion.com/sf/securityFreeze/landingPage.jsp to freeze it online. I had to create an account to try and freeze it online.




Equifax was the easiest.


I was able to find the link to freeze easily. At the the link I filled out a quick form online and got my pin.


Experian was second easiest.


I was able to find the link to freeze easily. At the link I filled out a quick form online. I was aksed to answer some questions to verify I was who I was. Then I got my pin.


TransUnion was the hardest.


I had to click through the "lock" they wanted to sell me before finding the freeze option. After finding it I had to create an account. After creating an account I needed to answer questions. One question was not relevant. TransUnion then asked me to call. I called and was able to set up the pin.


I would suggest calling TransUnion to freeze your account. Its easier then the online portal. 


More Resources


I found this great link at Consumer Reports.


More Ways to Contact

To place, lift, or remove a security freeze from your credit report

Equifax security freeze


Automated Service Line


Automated Service Line - NY residents


7:30 a.m. to 1:30 a.m. (ET)
7 days a week


Customer Care Phone


8 a.m. to 8 p.m. (ET)
Monday through Friday


Equifax Information Services LLC
P.O. Box 105788
Atlanta, GA 30348-5788




Call 888-397-3742




Online: Click here 
Phone: 888-909-8872 
TransUnion LLC 
P.O. Box 2000 
Chester, PA 19016



Copy of the Text You Get Once you Freeze


Equifax lists:


If you are unable to view your one-time PDF, please call 1-888-298-0045.


To make a security freeze request with the other national consumer credit reporting agencies, please contact Experian and TransUnion: 


Experian, PO Box 9554, Allen, TX 75013 (888)397-3742 


TransUnion, www.transunion.com, P.O. Box 2000, Chester, PA 19016 (888)909-8872 


Thank you for giving Equifax the opportunity to assist you.

Equifax Information Services LLC


Experian Lists:


You must submit this number in order to temporarily or permanently remove the security freeze from your credit report. Print this page for your own records.


To permanently remove a security freeze or to temporarily remove a security freeze for a period of time in order to apply for credit or for any transaction that requires that another party access your personal credit report, visit experian.com/freeze or call 1 888 EXPERIAN (1 888 397 3742), then enter your identification information and PIN. You may also submit your request electronically at experian.com/upload or in writing to:



PO Box 9554

Allen, Texas, 75013.


To view state specific rights that might pertain to you, visit experian.com/consumer/help/report/fcra.html .

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