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  • Zach Pfeffer

Take 15 Minutes to Freeze Your Credit

This page lists the direct links to freeze your credit at Equifax, Experian and TransUnion and reviews setting up a freeze at each: Equifax and Experian are easy, TransUnion is harder. It took me 15 minutes to freeze my credit, 7 of which were finding the links. I was able to freeze my credit for free at each firm.

Links to Freeze

Call (888) 909-8872 and press 3. Enter your social security number, date of birth and the numeric part of your street address. If you call you _do not_ have to open an account.

You can try: to freeze it online. I had to create an account to try and freeze it online.


Equifax was the easiest.

I was able to find the link to freeze easily. At the the link I filled out a quick form online and got my pin.

Experian was second easiest.

I was able to find the link to freeze easily. At the link I filled out a quick form online. I was aksed to answer some questions to verify I was who I was. Then I got my pin.

TransUnion was the hardest.

I had to click through the "lock" they wanted to sell me before finding the freeze option. After finding it I had to create an account. After creating an account I needed to answer questions. One question was not relevant. TransUnion then asked me to call. I called and was able to set up the pin.

I would suggest calling TransUnion to freeze your account. Its easier then the online portal.

More Resources

I found this great link at Consumer Reports.

More Ways to Contact

To place, lift, or remove a security freeze from your credit report

Automated Service Line 800-685-1111

Automated Service Line - NY residents 800-349-9960

Hours 7:30 a.m. to 1:30 a.m. (ET) 7 days a week

Customer Care Phone 888-298-0045

Hours 8 a.m. to 8 p.m. (ET) Monday through Friday

Mail Equifax Information Services LLC P.O. Box 105788 Atlanta, GA 30348-5788


Call 888-397-3742


Online: Click here Phone: 888-909-8872 Mail: TransUnion LLC P.O. Box 2000 Chester, PA 19016

Copy of the Text You Get Once you Freeze

Equifax lists:

If you are unable to view your one-time PDF, please call 1-888-298-0045.

To make a security freeze request with the other national consumer credit reporting agencies, please contact Experian and TransUnion:

Experian, PO Box 9554, Allen, TX 75013 (888)397-3742

TransUnion,, P.O. Box 2000, Chester, PA 19016 (888)909-8872

Thank you for giving Equifax the opportunity to assist you.

Equifax Information Services LLC

Experian Lists:

You must submit this number in order to temporarily or permanently remove the security freeze from your credit report. Print this page for your own records.

To permanently remove a security freeze or to temporarily remove a security freeze for a period of time in order to apply for credit or for any transaction that requires that another party access your personal credit report, visit or call 1 888 EXPERIAN (1 888 397 3742), then enter your identification information and PIN. You may also submit your request electronically at or in writing to:


PO Box 9554

Allen, Texas, 75013.

To view state specific rights that might pertain to you, visit .


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